Friday, April 22, 2011

Donation < Loan = Investment

Dear readers,
This isn't one of those blogs where you hear about donation and charity and how we make world a beautiful place and all that sort of ****. During my course of Summer internship, i cane across a project on micro finance and how it is the next big thing. This blog will change your mindset on helping the poor by donations, & i thought Good Friday is a great day for it.


When i was small, my grandmother used to sit with me and talk about how we should help the poor and make them happy, i was so fascinated about this idea that i wanted to make a NGO and spread smiles, however, in the process of me growing, i came across ugly pictures of poor people of wars, diseases, poverty, so i became nervous on how should i deal with my passion of NGO and this ugly picture. Not only me but i assume most of us do get this feeling of guilt of our own relative wealth when compared with the BPL. So i had stopped thinking that things would ever change.


However, i recently came across this gentleman Dr. Muhammad yunus from bangladesh and his idea of Grameen Bank . . Dr Yunus is one of those person who did make a difference without donating even i single penny.. He has won a Nobel Peace prize on Micro finance.


During this research report, i came across so many people who had changed their lives receiving micro finance. These were poor people who were "strong", "determined" & wanted to make a difference not in the world but in their own lives.. It was amazing the way we heard across stories of changes and how these poor people created opportunities from sacrifices. Their could now afford education for their children, proper health care and easy 3 times a day meal. Without taking donations. And they were so proud of what they had achieved in their lives.


LOAN IS BETTER THAN DONATION. WHY? It may sound the same thing but the difference lies in communication. Donation would be "here you take, bye" whereas, loan is "here you take, make and give back", giving back may sometimes be a trouble. But we have to understand and trust the ideas of these people as they are no less than entrepreneurs. even a small loan of Rs. 10,000 will help them to change their lives.



These women received LOANS and not DONATIONS. So they made a proper change in their own lives. We spend Rs. 10,000 on a new cell phone, the same amount will change their lives, and this is an INVESTMENT, you will get the interest as they don't want to create more troubles for themselves.

We don't have to go to a NGO to do all this, we can start it from our Drivers, Servants, Workers anyone. This will definitely change one families life, i have done it, we all will do it,. I don't need to persuade you all, you all know the real picture, But we are afraid to TRY. The power of believing in each other is tremendous, lets give it a shot.

Lets all rise & shine.
Cheers,
Akash Poddar

Thursday, April 14, 2011

Get off classroom hangover !

 CLASSROOMS TO BOARDROOMS


Dear readers,
This blog of mine is based on the simple fact that we are all aware of but we still don't bother to think more about it, "It's a different ball game out there" . And with "out there" i mean the real world and "ball game" i mean situations. After students graduate from colleges in their respective fields, they still tend to have this hangover from classes, with hangover i am referring to the studies the ideas that we undertake.

Really? Yes! A few months down the line i was busy attending classes in my B-school and was excited about how well em i gonna use all this in my work place, but then after i got myself in one of the leading FMCGs in India, i came to understand the fact that all the learnings are good to vomit in the answer papers and not in board meeting.

guys, understand the fact that i really em not stating that class education is crap, but all the lessons we learn are used to discipline ur life, ur state of mind and get the eternal power of knowledge, something that stays useful thruout our lives, however, in a board meetings when you are willing to shower the guys with all the knowledge that you have collected over the years, its just doesn't work. Here, everything is situational, no theories, no alternatives, no reviews are used, u have to deal with case studies were you play one of the characters and if you under perform, they kick you out.

The moral of the blog however is, in your professional  lives, keep eyes open to real life references, real cases and not just theories from classes. The distance from classrooms to boardrooms isn't just about paychecks and formalities, its more of being practical, make your own theories and create solutions and not just find problems.

Let's all Rise & Shine

Cheers,
Akash Poddar